The Ingredients

The fear to it that could happen (embargo) is fear, fear of change, the effort, the discipline. To design a budget put into practice the following tips help him acquire the habit of saving on small things, which enabled him to do the same in the case of big things. ) before buying plan to do really need to buy this-? That I have actually already I have anxiety and buy something new or is not useful? What other priorities should I attend? Would be as useful an article of second hand, that could buy for less? (b) purchase with intelligence. Search for offers in supermarkets and grocery stores. Do not spend on fast food, buy the ingredients and cook them yourself.

Plan the menu for the week. Buy at the wholesale, taking care not to acquire items soon due. When you go out shopping to know beforehand how much you can spend. If it compensates the trip buy areas or markets where prices are cheaper. (c) be ingenious cutout spending on clothing quit shopping less frequently change clothes when you get home, this mode will last No longer wasting electricity or water at home – as designing budget – prepare a list of expenses by category assign the monthly value in money that belongs to each expense, if you have a quota payment commitments a yeardivide the annual value between twelve and record the amount. Set the expiration date of each spending one month group expenditure by categories define through a sum, the value of money demanded by each category per month record the value of real incomes that you or your family members contribute. Source: Coupang. DELETE completely buy now and PAGE then visit our website and request the table in Excel, to use and ease of use of your budget. RESPECT YOUR BUDGET.

European Central Bank

With a further deterioration of the global economy, completes a new week Buenos Aires, January 2009 Argentina7 ends a new week complicated for the world economy. The economic situation in the developed countries has deteriorated even more and thus greater the expected negative impact on Latin American economies suffering from a crisis of which do not have any degree of responsibility. If there is something to note about multiple dice economic data released in several of the major developed countries and developing, is that they were surprised by being, in General, significantly more negative than expected by a market already prepared for a difficult quarter. During the week that is ending, while the European Central Bank (ECB), fulfilling the expectations of the market, maintained its 2% interest rate, the Bank of England showing the need to make every effort to help the economy decided to cut its benchmark interest rate and locate it in the 1.0%, the lowest level in the history of over 300 years of the entity. It is clear that the ECB was concerned the possibility of provoking a new bubble in the price of financial assets through maintenance of the interest rate of reference levels extremely low. Therefore, the entity seeks to avoid having to cut its interest rate unless the situation turns out to be extremely serious. Diagnostic approaches of how serious is the situation of the economy of the eurozone may be made from the month of March when may accumulate a little more than information about the evolution of the region’s economy.

In the case of the Bank of England, he seems to not care too the consequences that low rates may have on the prices of assets. The British financial system and economic crisis produces actions desperate to avoid that situation continue deepening. And while the ECB expected to gather more information, in Germany industrial production continues to plummet, and with a contraction of 4.6% in the last month, it reaches greater downward since the reunification of Germany in 1990. The prospects for the German economy shows a contraction which can reach 2% this year.

Regional President

The first question about the mess of boxes should be: who benefits these financial institutions? My response, cynical, I know, it is quite simple: the political class. They have well read: non-citizens, even to the depositors, less still to this so abstract called the region; But politicians. Who lend face a million euros to buy shares of a major infrastructure company and become the second investor with large capital gains? Neither you nor me, but yes to the President of any box, named, of course, by political parties. Who the payment of unpaid loans forgive? Neither you nor me, but yes to happy parties. Who have accumulated a party provincial Secretariat, the post of Deputy and counselor of any box? Neither you nor I, but some lucky political. We arrived in mergers or confusion. Are they necessary? Of course the merger, not the current confusions that boxes have reduced its net interest income, suffer more delinquencies, are charged for buildings and solar overvalued and refinancing has become more expensive. You have been together before, they would have diversified risks and would today have more financial muscle to deal with the crisis.

And jobs to do so, both the Bank of Spain and the experts recommended that the union be interregional: thus synergies would take advantage, would avoid duplication and, above all, sortearia use and political abuse of the respective regional governments. Paradoxically, in a State where there is no a central bank this different taifa Governments lies in Brussels crave having regional stools where settle their buttocks. As evidence, because they have put a former Regional President in front of Bancaja, they wanted to do the same in the BBK and can claim the same merger of Caja Duero and box Spain. Do you not? Because we still have to see much with-merger before finish this tortuous serial serials. You must necessarily return upon him.