Archive for October 2015

 
 

Safe Online Banking

So protect yourself against abuse in online banking from the online account at home who pay rent, check the account balance, or just a few bills without having to be at the bank counter easy: the advantages of online banking to sound so good. About half of today’s Internet users controls its finances via online banking. The use online banking is so convenient and advantageous, can be so insecure, if you meet not the necessary safety precautions. Banks make today with a series of security measures to ensure that their Web portals, as well as the data transfer are as safe. Most abuse cases occur but around the own PC at home, so this represents the biggest flaw in online banking. 8 tips for safe online banking the following remarks refer to the PIN/TAN process most commonly used in online banking.

A virus scanner and a firewall to secure your own PC should be on every home PC to the standard equipment include. Modern firewalls today also offer protection against phishing attacks (password theft). In addition, use an anti-spyware. This prevents malicious programs to install itself on your PC that send personal data to recipients on the Internet. Regularly update the programs. Switch the automatic update service (update function) of the programs, so that you can not forget the updates.

Secure password use when choosing your password do not use in their personal environment-known names or numbers, such as the name of a family member, the telephone number or a date of birth. Use therefore at least achtstelliges password, consisting of both numbers and letters. No automatic storage use save any passwords, as well as PINs and TANs in your browser window. Enter your personal data by hand better each time even if it seems complicated. Private data in the browser delete delete also regularly the private data in your browser.

Banking Legislation

Occurrence of most countries in the era of information society requires an adequate legal regulation of relations connected with the information. There is no doubt that the leading branch of the law in the new society will be information. Unfortunately, in our country, this legislation has not yet developed. Among the relationships that require the proper regulation are primarily related to confidential information or 'Secret'. Among the mysteries of the greatest importance for the economy has a banking secrecy, since it is the financial system is 'blood' for the entire economy.

It should be noted, that problems related to bank secrecy have in today's Russia and the political significance and the numerous scandals related to 'money' money including foreign banks 'exodus' of capital only to emphasize the relevance of research to these problems. Institute of secrecy, as well as all banking laws and regulations, is a complex and legal nature and associated with such branches of law as constitutional, administrative, civil and criminal, but the greater part relations governed still rules of civil law, whose analysis of the present study. The first question that arises in the study of a legal phenomenon is the determination study concepts. At present, science has not developed a clear definition of bank secrecy, is not it in the legislation. Most scientists believe that the secret – a special legal regime of restricted access (O Other approaches to the definition of bank secrecy, see: A. Efremov Information as an object of civil rights / / Students in legal science: Sat.

Social Banking And Social Finance

Education Innovation Award 2010 for the M.A. social banking and social finance Solothurn, 1.9.2010. The Institute for social banking”in Bochum won special award / training innovation award of the German Federal Institute on March 18, 2010 for vocational education and training. It has built the award-winning master’s programme together with Plymouth University under the umbrella of the Group of companies of IPF Multiversity. Training Innovation Prize (WIP), the Federal Institute for vocational training (BIBB) pays tribute to the professional and occupational training every year future-oriented projects. Ethical banking Institute for Social Banking, awarded 2010 in addition to five other winners with the WIP price, offers a master’s degree “M.A.. social banking and social finance, of a social and ecologically-oriented banking, as well as the ethical handling of money espouses. Professionals from the banking, insurance and finance with many years of experience, without the normally required are admitted education and academic degrees.

Requirement is the successful completion of a scientific preparation course (preparatory course). The award-winning project is a part-time, modular and six international masters. Training for practitioners the jury praised the concept as “outstanding and innovative”. It put in the professional practice as a subject of academic qualification and enable highly qualified, highly motivated and experienced practitioners a comprehensive reflection and further development of their professional life and their career. IPF Multiversity: Course with built up which is Institute for Social Banking partner for the master’s degree, which is offered by Plymouth University has the program been carried under the framework contract between the IPF Multiversity and Plymouth University. Due to its exceptional performance and the IPF Multiversity holding management sees the resulting network with Europe’s leading ethical and ecological banks continued sustainable existence of course directly under the Institute for social banking more guarantees and has agreed with the head of the Institute, that the master’s degree to be offered in the future in direct contractual cooperation with the University of Plymouth.

The holding management this responds to currently soaring international demand after the niche field of study. Learn more about this with Philip Vasan. The programme could be started in 2007 after extensive development work. The IPF Multiversity IPF-Q has developed the recognition procedure, which is also used by students of the Institute for social banking. IPF-Q offers a method, such as skills and competences, which during the education in professional life, leisure, in particular life situations were acquired, systematically documented, evaluated and be certified in six languages (German, English, Spanish, French, Italian, Albanian). Thus, an academic degree with reasonable effort and low cost is possible. The IPF was initiative for research ten years ago founded as a non-profit organization. A group of companies (consisting of the ipf international group and the com-UNIC group) with headquarters in London and offices and projects in various countries in Europe and in the Balkans has become it. It is active in the fields of education, further and training, consulting, research and publications. Contact: IPF Multiversity Sabine Schuepbach Ziegler public relations IPF MULTIVERSITY LTD p.o. box 864 Romerstrasse 17 CH-4502 Solothurn / Switzerland Tel: + 41 (0) 32 508 01 01 fax: + 41 (0) 32 508 09 09 E-mail: Internet: – Institute for social banking – com-UNIC group and IPF campus Heidelberg – IPF Multiversity company no.: 7109593 Registrar of companies for England and Wales seat: 6 Roach Road London E3 2PA.

HypoVereinsbank

Fidor AG shows with gemege.de and brokr.de the Bank advice form of the future study: every third customer wants his bank online advice. For other opinions and approaches, find out what Phil Vasan has to say. The Fidor AG offers the intractable approach of the future with Web 2.0 financial platforms: open, easy, quick, Web-based communication and consultation on financial issues by independent consultants and users customer monitor banks 2008 \”study finds: every third customer wishes online advice from his bank almost every second customer of the Bank engages in finding financial products on the Internet back Fidor AG implements: with the intractable approach of the future\”: Open, easy, quick, Web-based communication and consultation on financial issues by independent consultants and based on the experience of users with the stock market game model of tomorrow: banks and financial service providers offer new customers a playful approach to the capital market Munich, December 18, 2008 already every third bank customer wishes to be advised by his bank online. And almost every second attack when the Search for the most suitable financial product on the Internet back this the current proven \”customer monitor banks 2008\”, the market research institute psychonomics AG issued. \”The different websites of the Munich-based FIDOR AG already meet the needs documented in the study and demands of the new generation of online affinity bank customers: with the stock market game community brokr.de (www.brokr.de) or the personal finance community together more money\” (www.gemege.de) offers the Munich-based company around the former bank directors Matthias Kroner (formerly CEO DAB bank) and Martin Kolsch (formerly Board of HypoVereinsbank) users free, modern web 2.0 financial platforms around the issues financial advice, exchanges of expertise and financial products. \”Websites of Fidor set new benchmark for the financial industry that together more money community\” (www.gemege.de) the new possibilities of the Internet combined with independent online financial advisory services: user access at gemege.de free to several hundred registered and evaluated by users, independent financial advisors which online every conceivable financial question.

Office Banking Service

All have had the experience of forgetting the payment of a pending account or an important project and above all the concern for what will happen now that we have to pay at the last minute. Currently there is how to pay its debts, credits or consumption newspapers through banking transactions online on your mobile device and pass bad times is a feeling that will be a thing of the past. When we had advantage in our team of computing at home or the Office to complete this task was wonderful and now that we have the real possibility to do it from our mobile feels more comforting. It is necessary to complete a couple of minimum requirements and already you can pay with much comfort and immediately from your mobile device. It is important to register to perform this type of banking transactions online with your bank before putting to test the mobile application, however, if it is necessary to start with this step on a computer. Once you complete the download of mobile applications that then you will be given the option of making payments from an mobile device.

This is a service that usually is not charged him to the cuenta-corrientista or cuenta-ahorrista, then read the small print to make sure that you are not incurring an expense that does not cause surprise tomorrow. Click Phil Vasan to learn more. To use this banking service you will need to download the application to your mobile device. You have several options for configuring each invoice, debt, credit payable. There is almost always a periodic payment of your online bank account or you can configure the outlay that must be carried out once you have received the reminder text that expiration date. One of the useful tools which you may want to use the text service available that be notified not only when a Bill is due, but also when a Bill has been paid.Advantages for access to mobile banking are undoubtedly notable.

Banking Performance

Since then I am not going to be me who occupies cheapen the performance of banking user associations who currently the nullity of the swap contract. Unfortunate banking product of rabid litigation today for a year to this part. Now well, I intend to present lines clarify my personal position, as we say lawyers, except criterion better founded in law. And in this respect, no doubt not albergo: demand better individually. A few days ago recorded a video (click here to see), which sought to clarify certain aspects related to this type of contract, insofar as possible, giving certain brush strokes to the action being brought in the alleged invalidity. In it allowed me to reflect, of luck who understood positive that our political leaders opened an investigation for the purpose of clarifying if existed oligopolistic practices in the placement of these products, since in very short space of time were sold around 200,000 contracts for not less than 14 banking institutions; which when it gives less to think about. I had not had the opportunity to meet a few days earlier statements by the Minister of economy, Mrs Salgado, who defended the legality of these products as your subscription was voluntary, and that in any case the courts would correct misinformation about hiring situations.

Without disdain of the independence of the judiciary, which is beyond any doubt, such statements are a warning to sailors in all rule. And if what is intended with a collective demand is the generic condemnation of this banking practice, the reader knows that apparently seen, albergo serious doubts about its benevolence. I know that I disagree with many colleagues, but my focus is very different. I think that the wrench to get the annulment is not issue legal disquisition, but pure and simple test. It is demonstrated that each client suffered deficiencies in its statement regarding the product acquired, reason by which did so without due knowledge of the facts. And that obligatory (now more than ever) evidentiary deployment, there is no doubt, remains absolutely vedado when said individual interest is incardina in a collective demand for nullification of swaps.

MasterCard

Online banking with ideser credit card on credit save time base. Base-online banking was never as easy as with this prepaid credit card. But also cash withdrawals or payments in the Internet are as safe as ever. Finally you can enjoy financial freedom without any debt risk. Those who choose for a master card 24/7 will ask sure whether you the online banking transactions easily can handle base with this credit card on credit.

Of course, you can. The card is protected by your own PIN number and only the owner alone has access to all transactions on the account. So you can easily recharge your own credits from home or naturally make a transfer. Of course, you can send money from your own bank account on the prepaid credit card. The money transfer with the master card 24/7 is easy and convenient. It is also possible a partner card so you can trust the map his wife or child without risk on debt. Because if it is used on this credit card pays back, If new balances has been charged. Just the women lose track of the shopping trip with your best friend quickly and spend a lot of money, what they don’t actually have available.

The prepaid MasterCard is 24/7 the whole and everyone can order now a credit card on credit basis. It is very easy and you ordered this credit card on the Internet and will also receive them mailed home. Has never been so easy to enjoy of a credit card to come, without this you only have to pay lots of money. With an annual fee of only 29, 00 euro, you can introduce any objection to this prepaid credit card. But to book also the next flight safest with this MasterCard, booked via Internet and paid in seconds. So nothing is really more wrong the next trip abroad. You can tell as MasterCard prepaid customer very quickly, that a credit card on credit basis not only for the online banking is very practical, but also for everyday use. Who wants to be financially provided really always on the safe side, is 24/7 good advice with this MasterCard. Nicole nail

National Banking Commission

Monterrey, N.L., Mexico.-more than 30 people dashed by the Monterrey Credit Union (Ucrem) have died of various causes, but it is attributed to the impotence to regain their savings. For example, a pair of brothers sold some inherited properties. Deposited money in Credit Union that was disabled by the National Banking Commission the next day and de Valores (CNBV). Disease overwhelms dozens of men and women who saw evaporate more than 400 million pesos as a whole. The President of Ucrem is a fugitive. Credit unions were born at the end of the Decade of the eighties as an alternative for saving and loans between traders and industrialists. Many of them went bankrupt and many were true fraud.

Ex Ucrem savers have marched through the streets of Monterrey for help and not the Governor of Nuevo Leon, Natividad Gonzalez Paras, has received them. The coup de grace is dealt them last February when the CNBV decreed that nothing can be done for them. The authorities do not they are made responsible for the embezzlement. Discouragement and crisis through which pass has taken life to more than 30 people. It is common to see them in wheel chairs, slow walking under the unforgiving Sun without nobody mercy is on them. A lifetime of saving and sacrifice went down the drain, along with the hope that the authorities will help them to recover their money. Carrier why not enters the Fobaproa rescue? Why aren’t aliens?

Banking Sector

The new scene of international the banking sector 14 August 2009 the banking sector at international level is elaborating its strategy after the crisis. The fall of organizations of world-wide prestige has not only left a hollow that to occupy, but has left to an antecedent and a spot against which, the surviving organizations will have to fight. The crisis has changed the strategy of the banking organizations anywhere in the world. It has marked before and after it is positive for some and a negative one to them for others. And while a group of organizations takes advantage of the crisis to grow at global level, others will have to work to reduce the brought about vulnerability.

My first impression, is that the organizations with certain degree of involvement in the crisis, from now on in will more look for to follow a strategy to take care of their good reputation to put together the confidence of the public towards them, whereas for those organizations with international operations (or that they try to expand internationally), that has managed to stay to the margin, they are before a unique possibility of growth and of increase of its participation of market that wants to be useful. The movements in the banking system are not only taking place in the developed economies, main affected suppresses by it, but also in the rest of the economies product of this reframing in the global strategy of the financial organizations. According to an article of the Nation in the own financial sector one is clear that, after the international crisis, many of the great foreign groups would be looking for to reduce their presence in countries that are not central for their business or where the risks of the operation are a little more elevated. The present context, with the coming of the economic recovery that comes from the hand of a greater availability of resources in the markets, has decided to several organizations, to carry out this strategy of reduction of the risky operations, that probably has been decided time back but that it did not turn out advisable to make specific by the lack of supplies adapted in the market and not to generate negative signals on the health of these organizations..

Banking Activity

Banking activity means a high level of the economy in all parts of the world, since this financial manifestation allows a constant movement of money to achieve that capitals of different people by means of loans and credits, as well as activities of control through savings accounts are placed on the market. All this is due to the banks than with their strategies and the excellent management of the market are able to boost the economy and the world’s banks among European banks, which thanks to its history and knowledge that has in the market has been consolidating in the world as one of the best examples of appropriate actions that should make banksbeing in many cases examples for the world and that therefore are globally. Among some of the main features presented in European banks, can be found: orientation who have European banks is directed largely toward businesses, i.e. seeks one greater business presence, leaving rest of your activity for private individuals; This is combined with the idea of a limitation toward loans in the long term, by which European banks give greater accommodate loa loan of medium and short term; but this does not mean that they den will not provide long-term in the European financial market, this leaves in hand of the subsidiaries of European banks. The presence of deposits in European banks is very high, which is due to a greater extent to that within this field of the European economy, there are no limitations when it comes to the establishment of branches, giving way to the presence of giant banking networks in all countries of the European continent, which is accompanied by a great advertising that drives the market.

Something that prevails largely among European banks, mostly in France and Italy, is that the Government is the owner of major banks or at least has the largest number of actions, in such a way the role of Governments within the banking system a good part of Europe is of great value, because it is a direct way of participate in the economy and so through banks is achieved better conditions. Something that has characterized European banks, is that they often perform activities forbidden in other banks in the world, an example is that European banks can own shares of another enterprise; You can also talk of banking secrecy, which means a greater privacy for clients and that promotes the greater realization of deposits. In the field of European banks, notably the presence of some banks that remain among the best in Europe, such as: Deutsche Bank A.G., Dresdner Bank A.G., Commerzbank A.G, Banque Nationale de Paris, Credit Lyonnais, Societe Generale, Banco Santander, BBVA and the Credit Suiss..