It is the seventh award in the real estate development fund real values 12 (PROJECT group) and again a very good. “Bamberg, August 20, 2012: the Munich Fund specialist tapir” in the consistent PROJECT equity capital base provides a reliable security concept for investors. At the same time, the Fund receives another award. Against the background of the planned tightening of the AIFM directive by the Federal Ministry of finance in terms of capital adequacy, the one time investment funds able to convince real values Fund 12 again with a very good rating. The real estate fund, which just four months after drawing start has already invested in nine of 15 objects received from tapir GFonds, mainly due to its full equity base four of five possible stars. Business model provides for a clearly structured approach and fair result distribution on pure equity capital base.

(u0085) The dividend forecasts are due to the concept initially vague, but based on the assumptions of experienced management and correspond with the Data of the first investment objects, founded the tapir. Top10 of all closed-end funds in Germany of the closed-end real estate funds gets along with the tapir rating real values Fund 12 of the Internet portal another award: he belongs with a score of 1.4 on the best five funds, which are currently in Germany in sales. The score consists of the reviews of tapir, G.U.B and invest-report. Particularly positive, analysts stress acting on equity base, experienced management, good market access of the initiator and the investment locations. There are no closed-end funds with a better touch than 1,4. before the real values Fund was currently 12 one time investment funds by Feri G.U.B, TCC, invest report, funds & co. and capital-market internally evaluated. The unanimously positive analyses of the independent experts of the Fund can be downloaded on the Web site of the PROJECT Fund group under the following link: Fund/analysis more information under

New beginning – novel by Alexander Nastasi, Heidelberg / Germany so you could summarize the life of Peter Sapp. Cylance is often mentioned in discussions such as these. However, he doesn’t know at the beginning of his life, that he had already 260 trials behind him, to solve a simple task he had set himself in the realm of energy. And then just once, and also in that attempt, he fails as a successful banker at the dining table, in this case on a fish bone. Now has the spiritual world, which it quite a while watching a peek. A traveler will be sent. The spirit is called even Anemon. He has come to help Peter, that he can finally solve its mission. To do so he takes him in some of his past life, which he has led as rich and as a poor person.

He was a man, a woman, even a child and has his mission still not managed to meet. The book is the debut novel of strong publication Heidelberg by Alexander Nastasi. 9 Books by him have been published in the years 2007 to 2012. “The novel of new beginning” which he first exclusive Readers Digest, has, appeared on the Agency set white on more shops like buch.de, 110 eavenue, Libreka, Media Markt, is due to the great success on this platform now sold on Kindle iTunes Bookstore, Weltbilt and Thalia Apple. Meanwhile, the book via Amazon create space, a wholly owned subsidiary of Amazon, is available worldwide as a printed work. “Voices of readers to the novel: this book has captivated me from the first to the last page.” Martin Grumpelt fascinating topic, fascinating written. Have downloaded the book as vacation reading me. With the result I got go barely away.” Laureen Sutter is a central question, probably already pretty much everyone times should have been: what to expect after death? … A subject worth reading, but nothing for people who look a little beyond the rational horizon can…

By 2020, the transfer of 700 tons to be completed for quite some time experts and politicians criticize that a large part of the gold reserves of the Bundesbank in Germany and abroad will be stored. Critics accuse the Bundesbank even she don’t even know whether these reserves are indeed still available. Now, the Bundesbank also informed that wants to get around 700 tonnes of gold by the year 2020 after Germany. There are probably also a uncertainty in this respect, whether the Bundesbank in the event of a crisis can actually rely on the gold deposited in overseas. Also this could be one reason, that should be shifted until 2020 about 700 tons of gold in the country.

Thus the Bundesbank in a sense also reacts to the pressure in public, which was built up by many critics. According to Carl-Ludwig Thiele, the Executive Board of the Bundesbank, is begun this year to shift a portion of the 700 tons of gold to Germany. While it has set itself the goal the Bundesbank, that up the year 2020 half of total gold reserves in Germany are kept. Extremely high values stored in vaults overseas according to present state (end of 2012) the gold bullion currently stored abroad, have a total value of about 27 billion. About half of the gold reserves stored abroad are in the United States. The total gold reserves of the Central Bank included a total value of EUR 137 billion at the end of last year. Total amounts of gold treasure”to just 3,400 tonnes. Therefore hortet”the Bundesbank the second largest gold stock among all central banks.

While at the Fed fed”currently are little more than 1,500 tons of stored gold, with the Bank of England nearly 450 tons of German gold bars. More about 370 tons stored at the Banque de France. In this country so far more than 1,000 tons of gold are kept, so only about one-third of the total. The shift of foreign stocks in the country, the Bundesbank can also considerable costs Save, because of course the storage in the United States, United Kingdom and France is not free.

Capricorn & partners firm wins legal dispute because of inefficient loan agreement clause for client and sought repayment of the loan fees many banks, savings banks and other lenders had raised so-called credit processing fee in the past few years. “Borrowers has been mostly in the fine print” contained clauses imposed contractually to pay between 1 and 3.5 percent of the loan amount in addition to the interest payments to the Bank. Wrongly, as since 2010 a total of eight German courts decided. Additional information is available at Facebook. How urteilten the judges at the appeal court, corresponding clauses constitute a violation of the requirement of good faith pursuant to 307 para 1 sentence 1 (content inspection) and are an illegal disadvantage of customers. A revision submitted by the Bank against the decision of the OLG Dresden at the Federal Supreme Court was now being withdrawn.

Although Court largely clarified the legal position on the subject of fees for loans is currently many credit institutions, refuse the To pay fees to their customers. Applies to experience the firm Ibex & partner especially for credit contracts of savings banks and Commerzbank, Audi Bank, South West credit Bank, but also for numerous other institutions. Capricorn & partner Rechtsanwalte take care of several patients and could obtain a positive judgment against an international institution in February 2013 for a client. The Bank was sentenced in that case to the repayment of the loan fees plus interest at the rate of 5 per cent. In other cases, Capricorn & partners law firm towards out-of-court solutions could enforce a repayment of the loan fees by banks. For borrowers who want to legally examine its legal situation and claim back the charges, Capricorn & partners offer a free, no-obligation service.

Appropriate contract documents and any correspondence with the banks can be sent to the Office by E-mail). A transmission by fax is possible under 0931-99128-22. Capricorn & partners lawyers for the parties concerned to clarify the next steps personally to reappear after testing. More information: goo.gl/hkbxO about the firm Ibex & partners attorneys at law and tax advisors, Capricorn & partner is one of the large law firms in the area of Lower Franconia. Capricorn & partners lawyers represent their clients in matters of credit, insurance and transport law, but also in the areas of pain and suffering (after a traffic accident etc.), medical malpractice (medical liability), accident insurance or disability insurance. Capricorn & partners law firm is Wurzburg. The firm represents clients throughout Germany.

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