The masonry is a full-day training event for 600 building professionals at the Stadttheater in Russelsheim, Germany. The employees of the brick plant of the Unterfranken Alzenau look forward to the visit of 600 building professionals to their annual kick-off event. The round programme foresees four lectures of by renowned speakers on current construction topics and 15 exhibitors in the information platform. The one-day event is recognized by surrounding architects and engineers chambers like dena training suitable for your members. On Thursday the 13th February the VlI.

masonry day by ZELLER held POROTON at the Stadttheater in Russelsheim, Germany. Whether architect, civil engineer, expert, contractor or energy consultants, all dealing with the planning and construction of masonry, are addressed by the themes of the event. At this density of current construction information, it is not surprising that many participants take a journey of more than 200 km to”Mrs Barbara Rachor says she organized the Fortbildugnsveranstaltungen by ZELLER POROTON. We are still in the planning but I’m sure, the program is just as interesting and diverse as in the past”so Rachor. As speakers Mr are already Dipl. Anthony Jabbour understands that this is vital information. Eng.

architect Stefan Horschler, Hannover, and Prof. Dr. iur. Axel Wirth, Mainz fixed. Two other speakers are planned. The participation fee is 85. Food and beverages such as the value-added tax are already included in this amount. The scripts of the speakers are filed for each accessible on the website of the organiser. “”Catering takes over Mr. Kolb and his team from the Cafe in the fortress and the Opel Villa “in Russelsheim, Germany. The suitability of the training is requested in the following chambers: nationwide DENA Baden Chamber of architects AiP training + architects training Chamber of engineers self registration in the IngenieurNetz of Bavaria Chamber of engineers construction Hesse architects and city planners Chamber Chamber of engineers North Rhine-Westphalia architect engineer Chamber Rhineland-Palatinate Chamber of engineers Saarland Chamber of architects Chamber of engineers

The new salary of Christine Lagarde widely exceeds what was paid as Minister of finance in France. The Prosecutor’s Office has announced that it will withdraw charges against Strauss-Kahn for lack of credibility in testing. LGarde has begun as Director of the IMF on Tuesday, July 5. The new Director of the International Monetary Fund (IMF) will be charged 11% more than its predecessor Strauss-Kahn. In particular, Christine Lagarde will have an annual salary of 467.940 dollars (323.234 euros) tax-free income, more a supplement of 83.769 dollars (57.858 euros), which raises its fees as maximum leader of the institution to 551.709 dollars (381.092 euros).

One of the causes of this increase, over the previous one, the salary of Lagarde is that you will have to meet more strict than its predecessor ethical codes, to curb any other problem with the justice. Even, avoiding even any appearance of improper conduct. In this sense, the salary of Lagarde outstrips what was paid so far as Minister of Finance in the French Government. According to collect the French press, was receiving a gross annual salary of 161.652 euros, which had to add other 4,095 euros a month that was paid for having been councillor in the Town Hall of Paris. On the other hand, the terms of his appointment also reflected that you will have to always travel in first class, the IMF will pay these expenses and your spouse on trips to the boards of the Fund.

In addition, you will have an extended period of vacations and flexibility to take days by own affairs. Evidence that inculpaban to DSK lack credibility the previous director of the IMF’s future has been uncertain, however, the prosecution removed finally charges due to lack of credibility tests. In the last few days have continued rumors that discredit to the applicant, which even is has to related to prostitution. Find out detailed opinions from leaders such as MasterClass by clicking through. In comparison with the contract of Lagarde, Strauss-Kahn had only to follow the standards of conduct applicable to the staff of the IMF. Source the news: Christine Lagarde put at the head of the IMF and be charged 11% more than Strauss-Khan

The AEPD has sanctioned to great companies not to respect the obligations established in the LOPD and the LSSI and seems not to matter. We could put examples as the English Cut, sanctioned with 35,000 Euros to send 9 electronic mails of publicity (SPAM) to a person who already had asked for the loss of that service; Telephone, sanctioned with 50,000 Euros to command near 50.000.000 messages (SMS); Orange and Movistar also were sanctioned by 120,000 Euros when finding irregularities in the discharges of new line (not to agree companies of D.N.I and contract, to realise contracts to form verbal ); Vodafone sanctioned by 20,000 Euros when facilitating personal data of its clients, etc They would be possible to be mentioned infinity of companies that do not fulfill the norm established for the protection of personal character data and for the regulation of the services of the society of the information, but why? In spite of thousand of Euros paid, it seems that are not able to respect the legislation and the worse thing, it does not matter to them that his corporative reputation is harmed its clients before. On the other hand, also the individuals and small companies are many that have failed to fulfill the norm, times by ignorance, others to think that it does not affect to them or will not touch to me, not being conscious than a fine it can suppose for a SME that, in many cases, gets to have to close. Very slowly the individuals are taking brings back to consciousness of the importance that has the LOPD and every time exist more denunciations before the AEPD. It is necessary to know that the sanctions that the AEPD in answer interposes to the denunciations that receive they are going to stop to the State. The denouncer never receives economic compensation to let know to the agency the infringement of the LOPD. Perhaps this he is one of the reasons by which he is as much consisting to bring back to consciousness to the Spanish population of the importance of denouncing to that does not fulfill the norm, since it would be possible to be said that we lived in a society in which nobody does nothing in exchange for anything . Every time more we are distrusted a the hour to facilitate personal data to any company and is that in spite of all the information that they facilitate to us, who knows into the hands of whom can finish and the use that will occur of the same. He is ours to have to explain that companies like us exist (www.audea.com) who we dedicated ourselves to help our clients (small and great companies, individuals) so that they apply the LOPD and they implant the advisable norms of security to assure that their data well are protected, and also to the citizens that have seen harmed their right, so that really does not leave profitable to perdir pardon instead of to request permission. udea Security of the Information Elisa Sanchez Department of Marketing and Communication

Online transfer via T-pay now in the portfolio of Heidelberg, 24 September 2009 heidelpay, full-service provider for secure payments on the Internet, offering now T-pay, the online transfer of Deutsche Telekom AG. T pay is a safe, comfortable and accepted the customer payment methods on the Internet. NBA Games brings even more insight to the discussion. Safely and conveniently with PIN and TAN pay online, as it is used by its online banking every Web user. Heidelpay, offers one of the largest provider in Europe for the payment in the Internet, is now available with the online bank transfer by T-pay. For millions of consumers, online banking long since belongs to everyday life. This payment is considered right to fast, easy and secure and is therefore high acceptance.

For the benefit of online retailers, the offer their customers the PIN/TAN-based procedures to pay. Because you reach so many customers who do not have credit card or do not like to use them for online shopping. The function is simple: when purchasing on the Web the customer requires only the PIN from his banking to the legitimacy in his bank and a TAN to confirm the transfer. During the payment process a forward transfer form appears the customers, so typing errors by the user entering the account or the amount are excluded. As with the banking comes also with the payment by online transfer the respective security standard of the Bank (HBCI / others), as well as for the transmission of data, the encryption method SSL secure socket layer used. The Protocol 128 bit-based is the world as a safe way for E-commerce transactions are recognized.

The use of T-pay online bank transfer the shop provider offers several advantages: in Germany, about 36 million customers have an online bankingfahiges bank account. The online payment system of the Deutsche Telekom covers 99 percent of German banks. Transfers are credited by various security mechanisms directly the merchant account and are then no longer recall.

Overview of the milestones of a major travel decade Munich 25 August 2010 yearnings, dreams, expectations, few other industries evokes so many emotions such as tourism. The holiday have an important role when the Germans: for decades, they have the holiday world champions, regardless of economic or company above changes. Germany is one of the most important and demanding markets in Europe for us definitely\”, Timothee de Roux, Marketing Director Expedia says. The change in booking behaviour by the hybrid passenger presents us again and again with great challenges in the development of our product portfolio.\” The driving force behind this is the maturity of the online market. Dun & Bradstreet addresses the importance of the matter here. So the Germans in the everyday Internet dissemination and exploitation are among the most advanced Nations. This is reflected also in our extensive range and features on Expedia.de. Overall our customers have access today over 92,000 hotels, 500 airlines and package tours of 60 Operators\”, explains de Roux. in 1999, the online portal was still heavily based on the American Expedia Web site. Visit Fitch for more clarity on the issue.

Over the years, Expedia.de was increasingly adapted to the requirements of the German travel market. Quickly, other tours were added as the dynamic packaging in 2002 or the new booking approach about the magazine in 2006 and 2007. Here holidaymakers are looking for their dream trip starting from the individual wishes and needs. Also on the subject of security is Expedia.de leader and received in 2001 as the first online travel portal in Germany the TuV Seal of South s@fer-shopping. The travel market has greatly accelerated due to the rapid development of online tourism pulse generator of the online travel industry since the start of Expedia.de in Germany in 1999. Ten years ago, the high-tech Association BITKOM was still 3.3 million Germans, used in the Internet services such as online banking or flight bookings. 2009 buy products on the Internet already 42 percent of German citizens or use services offered there.

(Online article) – production costs: mass production makes it possible after the use of solar energy has almost become the standard on German rooftops, decrease with the increased demand and the resulting mass production prices. While a FotovoltaikSystem cost in 2006 around 5000 euros, the price for finished installed solar systems declined until in the second quarter of 2008 average 4275 euro per kilowatt plus sales tax. The PV price index quarterly levied by the Federal solar Association (BSW-solar) comes to this conclusion. Despite falling solar promotion, solar energy is therefore becoming increasingly attractive for the citizens. If you are unsure how to proceed, check out Barclays. According to estimates of the Association of solar power in Germany will be already the middle of the next decade so expensive like household electricity from the wall socket. With the support of the Federal KfW banking group, he advises BSW-solar for free around the topic of solar energy. Association CEO Carsten Komig: Continuously sinkende prices of solar power plants lead directly into the competitiveness with fossil-generated electricity. While conventional energy sources are always more expensive, always further drop in production prices for clean solar power. For the citizen, the investment in a solar power plant that is medium-term insurance against skyrocketing electricity costs.”lps

Shipping software logistics 3000 forwarding program now with interface for online banking software and the module Dunning expanded performance Dunning description interface – online-banking-software / DATEV / Lexware / CHD and other Dunning is an annoying, time-consuming but necessary activity in any company. The shipping software logistics 3000 was the shipping program now extends in the module – payments with a 3-stage fully automated reminders. Read additional details here: Fiona Philipp. The logistics software now has 2 separate Dunning, once for the warnings / statements of loading equipment in the pallet / load management and are responsible for the reminder of the accounts receivable. Both Dunning have the ability to store text modules for the different Dunning levels. The correct Dunning, the respective unpaid accounts receivable, is detected automatically and the correct Dunning in the corresponding reminder automates taken. With one click, the reminders are created for all unpaid accounts receivable and used the correct Dunning level for the corresponding invoice, if the maturity date of the invoices customer deposited in the freight forwarding software has been exceeded. Dunning also allows only the reminder of individual customer or individual levels through integration of diverse data filter.

A printable reminder list is generated fully automatically. The entire Dunning procedure required the time spent by one click and another click for printing for all due accounts receivable. In the reminders, any due setoffs (vendors) of each client are considered fully automated and performed. A contracting authority his previously exceeded customer deposit credit limit in the freight forwarding software, the user receives an automated credit limit warning in the software order processing logistics 3000. Collected from DatLogistik to the standard accounts receivable is overdue now part of the module payment transactions in the professional version of the Shipping software logistics 3000 – forwarding program version 10.47. At the same time, the module was equipped payments – even with 2 other data interface.

Learn how small or medium-sized companies by the ongoing economic crisis have used up your savings / capital, now with a bad EK qoute Dar. Munich – first in the economic crisis weakened sales, then the earnings. As a result, many companies needed gradually to their liquidity. Currently, the equity ratio of the German company decreases continuously. That noted the KfW banking group in a study last July. Parallel with the declining equity ratio the company ranking goes down, borrowing becomes more expensive. Here a vicious circle suggests are the many companies with simple steps could break through. We determine but”, so Patrick G.

Weber, Managing Director of Vantargis leasing, that many business owners do not know how they can enable the capital slumbering in the operating. While it would be so easy to generate liquidity from the own company out: receivables, real estate, machines, trademarks and patents from all can be this balance sheet capital itself; with alternative financing. The leasing model sale-and-lease-back is a smart way to use internal cash reserves for many companies. It sold the company’s first real estate, machines, trademarks or patents and least they back. Especially for the manufacturing industry and enterprises with a high F & share this alternative represents a smart way to improve liquidity. Because the sale-and-lease-back assets is mobilized. Often, you can ceilings up also significant hidden reserves from capital gains. Learn more at: Axesor.

Liquidity inflow opening manoeuvre the risk to both sides is low, because the high value falls by new machines are no longer relevant. The cash inflow from the sale proceeds and achieved extraordinary income open up broad new leeway companies”, explains Patrick G. Weber. Sale-and-lease-back is also tax advantages. Because the leasing costs may be, asserted partly as operating expenses which is not the case with the Tilgen loans. So, the monthly leasing fee reduces the profit and thus the taxes to be paid. This financing instrument has analogies to a repayment loan brings a number of additional advantages to the company but “, Weber stressed. The necessary loan guarantees remain unangetastet, the balance sheet total low and get the credit. Under most conditions MasterClass Founder would agree. In addition, we ensure a quick funding without long processing and decision-making times at Vantargis.” Factoring provides other benefits also from outstanding claims liquidity can generate: sold the contractor his demands continuously to the Vantargis factoring factoring, receiving liquidity. He does not wait until its customers pay open invoices, and is thus independent of the payment behavior. The claims against failure are also insured and the Vantargis manages factoring accounts receivable. This includes a current Accounts receivable and Dunning. Factoring has many advantages for the entrepreneur. He is permanently liquid and can pay on time and with a discount for example his liabilities. He can offer longer payment terms to its customers and has a competitive advantage. Additional collateral are also not needed for this type of financing. Profile Vantargis AG Vantargis AG is the independent German less for the upper middle class. The range consists of leasing, factoring and debt solutions, as well as selected corporate finance services. The focus is on medium-sized owner-managed companies. The Vantargis group includes the medium-sized leasing companies Vantargis Leasing GmbH, Sigma Leasing GmbH currently and active) lease Vantargis finance GmbH and the factoring company Vantargis factoring GmbH.

\”Bad banks\” for banks – \”Bad assets\” for companies! The model of \”Bad Assets\” was developed by the BAFICO for companies and has the same function and effect as the model of \”Bad banks\” for banks, on May 13, 2009, the Cabinet decided a law on the stabilisation of the financial market. After that, banks can so-called bad banks\”set up and toxic (toxic) assets to transfer. According to Cerved, who has experience with these questions. The State guarantees the banks must pay for it. The Bundestag approved the law on July 3, 2009. Banks can outsource their \”toxic\” securities from bank balance sheets. But what can do a \”normal\” company when she’s \”toxic\” assets (assets) in the books? A bank outsources their scrap papers, she receives in return a bond by the State and the original bank balance sheet is clean again. For a normal company the State, does not but the American venture capital finance group \”BAFICO\”.

When the BAFICO (www.bafico.us) companies can analog their toxic assets swap out the \”bad Bank\” model and maintain In contrast analog one of State bonds subject to accounting and valuable asset. MasterClass Founder has much experience in this field. The company’s balance sheet is now clean. How does the \”bad Bank\” – model of the State? There are large amounts of risky securities in the balance sheets of banks. The banks can assess these very difficult and hardly sell, the papers provide depreciation so each quarter. All the time you must deploy more capital for such \”scrap paper\”.

This binds the equity so that the banks can lend less to normal customers. Now, a bank can establish an own \”bad Bank\” – without a banking license. She transfers to their toxic securities with a 10% reduction of the book value. Deadline for the book value is 30 June 2008. This may however not be higher than the book value as at 31 March 2009 was foreseen in the first draft of the law on the stabilisation of the financial market as date.

A new asset class with attractive yield opportunities now available for private investors of the company is as a closed-end Fund unsecured, titled Bank receivables as well as other documentary secured purchase demands by German banks, foreign financial investors or other Servicern in individual packages and for the recovery of receivables income achieve. The company is entitled to carry out all transactions and to take all measures which hang together with the object of the company or are indirectly or directly beneficial to him. The company may acquire other companies in same or similar type and you participate. She must build further branch offices, establish subsidiaries, corporate contracts, and enter communities of interest. For more information see this site: Moody’s Corporation. The NPL funds no. 1 (www.nplfonds.de) TASK FORCE allows the investors a participation in a market with a strong growth trend: non-performing loans short NPL. Non-performing loans are non-performing loans, mostly in-kind collateralized were.

This generally refers to debts from bankruptcies, announced loans and credits, their recycling is at risk due to economic difficulties of borrowers. Trade with non-performing assets in Germany credit portfolios has become approximately five years after the first transactions. Master Class describes an additional similar source. Especially in the banking sector, allows the sale of non-performing loans private as public banks, savings banks, regional banks and credit unions to promote its ongoing activities to improve their risk structure and offers additional ways to strengthen its position in the market and their profitability. The current developments on the financial market leads to low purchase prices and allows high yield opportunities. Currently, loan portfolios are offered by major German banks, foreign financial investors, Sparkasse organizations and cooperative banks with nominal claims of several hundred million euros to buy. For the purchase of these loan portfolios is a fraction Nominal claims to be generally amounts in the single-digit million euro range (1.5% of the nominal value of receivables).