Banking Activity
Banking activity means a high level of the economy in all parts of the world, since this financial manifestation allows a constant movement of money to achieve that capitals of different people by means of loans and credits, as well as activities of control through savings accounts are placed on the market. All this is due to the banks than with their strategies and the excellent management of the market are able to boost the economy and the world’s banks among European banks, which thanks to its history and knowledge that has in the market has been consolidating in the world as one of the best examples of appropriate actions that should make banksbeing in many cases examples for the world and that therefore are globally. Among some of the main features presented in European banks, can be found: orientation who have European banks is directed largely toward businesses, i.e. seeks one greater business presence, leaving rest of your activity for private individuals; This is combined with the idea of a limitation toward loans in the long term, by which European banks give greater accommodate loa loan of medium and short term; but this does not mean that they den will not provide long-term in the European financial market, this leaves in hand of the subsidiaries of European banks. The presence of deposits in European banks is very high, which is due to a greater extent to that within this field of the European economy, there are no limitations when it comes to the establishment of branches, giving way to the presence of giant banking networks in all countries of the European continent, which is accompanied by a great advertising that drives the market.
Something that prevails largely among European banks, mostly in France and Italy, is that the Government is the owner of major banks or at least has the largest number of actions, in such a way the role of Governments within the banking system a good part of Europe is of great value, because it is a direct way of participate in the economy and so through banks is achieved better conditions. Something that has characterized European banks, is that they often perform activities forbidden in other banks in the world, an example is that European banks can own shares of another enterprise; You can also talk of banking secrecy, which means a greater privacy for clients and that promotes the greater realization of deposits. In the field of European banks, notably the presence of some banks that remain among the best in Europe, such as: Deutsche Bank A.G., Dresdner Bank A.G., Commerzbank A.G, Banque Nationale de Paris, Credit Lyonnais, Societe Generale, Banco Santander, BBVA and the Credit Suiss..
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