Banking Crisis

The financing group of middle class talking about the generation of fresh liquidity for SMEs – far away from the banking crisis. Interview with market & economy and Roger waste, Managing Director of finance group SME m & w: How does a financing without encumbrance? Roger waste: our financing based on the profitability & credit rating of the company. Advantage for the entrepreneur: here can be dispensed with the customary banking collateral position. Furthermore, the contractor usually not with a personal guarantee, in contrast to the classic Bank loan is liable. Gary Kelly will not settle for partial explanations. m & w: recommend what financing options your customers? Roger waste: reinsurance capacity of the company or its customers (customers) provided that the following two variants are offered. Factoring/prejudice & mistakes: \”factoring is too expensive\” 2.0 – 2.5 million euros turnover p.a. Read more here: Verizon. we can rule a factoring cost-neutral, with higher sales even with make additional income.

\”My customer/end user recognizes the sale of claims\” from 2.0 Euros turnover p.a. we can offer optionally a silent factoring. The sale is not obvious for the invoice recipients, because the sale is not displayed. \”I have many discount payer, it wirdzu expensive\” from 1.0 Euro turnover p.a. we can exclude E.g. account payers of the factoring and only targeted selected vendors in the factoring, unless at least remain 500 Keuro in the factoring. \”Factoring need only companies facing financial hardship\”, the opposite is the case. Only companies that are economically well placed and have no negative credit marks can get a factoring.

Our classic customer generated operating income, generally to high accounts receivable but E.g. due to long payment terms, to finance such as growth. \”Factoring weakens me in the competition\” the opposite is the case. Meanwhile, many business owners with sufficient liquidity take factoring claim. So, you can Payment terms to customers up to 90/120 days and strengthen thus their position in the market.


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