The Car

In the case of car insurance through an agent, the insurance company may send a customer to repair any another service, which, for example, will be located on the opposite end of town. We have almost all the customers from the south-western districts, respectively, maintain the car they want in their same area. Contract insurance, signed with us, lets do it. Fourth advantage – renewal of the policy, which takes place either here in the cabin, or a specialist leaves the customer free of charge. Before the expiration of the contract, we always ring up customers, recalling the extension.

Well, finally, is now being actively implemented a system of remote settlement of losses. This means that in the event of an accident customers do not need on every occasion to go to the insurance company, Vehicle inspection and repair will take place directly from an authorized dealer. A pay tomorrow Car loans are quite popular among consumers, about 30-35% of cars sold in the ENG-LAN "is a loan. Why advantageous to take the credit in the showroom? First of all, it is convenient and fast as sales manager immediately advise the client on a specific example of a car that you want to buy will tell you what to gather information, pick up a profitable new lending program and will make a detailed calculation. Directly in the bank, in principle, to do the same thing, but plus the entire mass will be asked questions to which a person ignorant reply will be more difficult.

Debt Funds

You’ve heard talk about the funds investment of debt? Let me I talk that these investment funds are ideal for those investors that have as main purpose, protecting its heritage with excellent interest rates. Debt investment funds are those funds that invest in both public and private debt. I.e. that you invest in debts such as CETES, among others. The great advantage of this type of investment funds is that they provide you different options of availability of your resources as well as different levels of risk. And specifically in Mexico, debt investment funds, are invested in various instruments and that more benefits is the great diversification of the same, what possibly as investor you will bring better yields. On the other hand, you have the great advantage of seeing how your money grows every day, since you can easily check the yields in any national newspaper or via the internet on the website of the operator where have hired Fund.

So I invite you to not think about it any more. Decide to change the direction of your economy and become a large investor that your whole life you dream to be.

Where To Invest Their Own Savings

Today, during the crisis investing his personal savings is at the top of all the existing issues. And decide where to invest their hard earned money while no one can say. The crisis in the country and the world according to experts is not over yet and its completion or continuation is just guesses for the majority of experts. Let's look at several options for saving their money with minimal risk to remain or with nothing. Opening of deposit in the bank. This method applies to the conservative half of the population and will work if you invest your money in foreign currency. Since all ruble deposits as they are today the order of 15-16% annually, just reduced by the annual inflation rate. Just before making a decision about investing their own funds in any of the banks should take into account who is the owner of the bank and what future goals and directions

Munich Bank

Still owed repayment rates can not be made from our point of view the question is actually only, when the loans be made due and the Bank carries out the recovery. For assistance, try visiting Gary Kelly. Probably you wait there only until something again attract the Charter rates and increases the value of the vessel so, keep the losses of the Bank within limits. Investors should be urgently review their claims with circular letter of February 9, 2012 investors of shipping resources Warnow GmbH & co. KG MS “Warnow Vaquita” have been informed that the Fund cannot meet its redemption obligations. Previously, a repayment suspension agreement was already expired. Condition for the respite offered by the Bank by two quarter redemptions was the partner to provide appropriate liquidity. Perhaps check out Larry Ellison for more information.

The Managing Director has called unworkable apparently and – except for the investor to report – not even the attempt. Therefore, the Bank requested an opinion on the going-concern Outlook that however negative. Consequences were not drawn apparently, man once except that the Board of Directors apparently saw the sole decision of the financing bank. Investors are taught in a circular letter dated May 25, 2012, that a restructuring plan in order was given and the management were about the conditions with the Bank in negotiations. Still owed repayment rates can not be made now the Bank must tolerate the deferral of the third quarter rate 2012 in a row because the company is not solvent. (“No liquidity available is the society this year, to provide the full scheduled year repayment of approximately 1.5 million USD.”) Was the concept ever viable? Not only, that after the initial Charter from the outset no secure employment had the ship. Now retaliates that financing–to improve the forecast profits – a substantial part (25%) was probably recorded in yen and up Rate hedging transactions has been omitted.

Now napping “so far unrealized foreign exchange losses of about 1.88 USD” (Note missing because the word “Million”?) in the books. Of course of course are problems that not insignificant problems with the financing bank. From our point of view, only the question arises when the loans be made due and the Bank carries out the recovery. Probably you wait there only until something again attract the Charter rates and increases the value of the vessel so, keep the losses of the Bank within limits. Statute of limitations threatens investors must in our opinion until December 31, 2012 assert their claims against their consultant for prudential reasons and limitation-inhibiting measures. Already in driving legislative report of September 28, 2009 they were used namely in knowledge, that the recoverable Charter rates (just 30% of the planned) are not nearly easygoing and repayments to the Bank will not be possible. We were able to determine that the brochure obviously not the necessary validation was subjected and in addition we error has reported -. None of our clients was informed about the actual amount of so-called soft costs, with distribution costs already accounting for the lion’s share of about 77%. Do you have questions to your funds? Do you also know whether you were given wrong advice and whether you have chances to the enforcement of claims for damages? Nittel Firm specializing in banking and capital market law your contact Michael Minderjahn, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855 Hamburg: Dorpfeldstrasse 6, 22609 Hamburg Tel.: 040 53799042 Fax: 040 53799043 Berlin: Roth first breed 19, 10245 Berlin Tel: 030 95999280 Fax: 030 95999279

Mortgage Loan Banks

In providing money to borrowers, banks are, of course, want to make a profit in the form of a commission for the use of credit money. Therefore, every bank is afraid of no return of funds the borrower, because the borrower and the impression of ability to pay interest on time and reliable person, the bank is still a risk. As with any bank, Home loan repayment always prefers receive time. In order to reduce their own risks, banks have set some restrictions on issuing loans. Most banks offer mortgages only on condition that the borrower necessarily provide guarantors. If the borrower can not pay the loan, then it will pay for bail. Every borrower wants to make early repayment of a mortgage loan.

After the commission in this case, you need to pay much less. This is possible with the first payment without penalties and commissions. Repayment of the loan may be partial or complete (early repayment). However, the size of the early payment should be equal to not less than 5,000 dollars. Carefully to ensure that the operator prepares all the documents.

Better to be safe and once again ask him as to whether your payment is fixed. Try never to commit the most frequent errors of mortgage borrowers, namely: excessive trustfulness – buying an apartment, make sure the legal purity of the transaction. The rate on low interest – attractive mortgage program may be unprofitable. This is a special trick, because when you make a low interest rate, banks can apply a variety of additional fees. Inattention – to sign a contract should always be after reading, studying rights and obligations of the parties. Please also take special attention to the provision for early payment of the loan, the system of punishments in the cases in which the bank can demand immediate repayment of the loan. Thoughtlessness additional costs – it is desirable to have an additional 3000 dollars. It happens that after making the contract offer to use the services of an appraiser, insurer, and the rates will differ from the well-known. Do not think that you can quickly find a property that you will be completely satisfied. After all, the realtors usually want to initially sell a good property and not to engage in problem mortgages. Rely on cheapness and not necessary. Forgetfulness – should try to repay the loan in a timely manner. Diligence and promptness in making your monthly payment amounts will create a good reputation, and it is – a big plus because when difficulties arise, the banks, as tend to go towards the disciplined borrowers.