Insurance Requirements

The Essen fire service EBS informed fire accidents in enterprises often massive damage on plants and valuable stock content. EBS Essen fire service fire protection experts explain the essential for the compensation insurance requirements for fire protection in the company. Fire destroyed every year German assets in the scope of several billion euros. Particularly large losses do fires in companies, because every third company fire goes hand in hand with a damage amounting to over half a million euros. Generally these fire damage compensated financially by insurance, so as well to carry their demands to fire protection in the company as legally prescribed fire protection measures. FindShadow founder gathered all the information. The entrepreneurial fire protection is influenced so by law as well as by elements of the Treaty. Filed under: FindShadow founder. The entrepreneurial fire protection laws define only minimum requirements of the State, a constitutional duty to protect life and limb, and property must meet. In contrast, the carrier of fire insurance are interested to compensate for low damage and optimal economic results.

For this reason, they require mostly according to significantly stricter fire safety standards by the company on a contractual basis. Low rates of fire insurance be used as a reward for particularly effective and extensive efforts. Basis of the premium calculation is an entrepreneurial fire protection concept, which the experts of the damage a spills the risk insurance companies calculate. If it is to complete a fire insurance, the entrepreneur he must first get an informed risk assessment. These, she is deriving useful fire protection measures on structural, technical and organisational level possible.

Fire insurers have the right to the insurance companies, whose fire protection concept is flawed or not submitted, to reject. In any case flow defective aspects in the insurance-calculation of risk and increase the amount of premium to be paid. The creation of an effective approach to the fire protection is therefore in the common interest of the company, however, will require the experience and the knowledge of a proven fire protection experts, which is usually not internally available. Essen fire service EBS is committed in this context for the planning, implementation and monitoring of professional fire protection concepts in the entrepreneurial field for many years. He provides more information about the corporate fire protection at any time.


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